These Terms and Conditions ("Terms") govern your use of the Xato LLC website located at xatollc.com and your participation in any events, programs, or services offered by Xato LLC ("Company," "we," "us," or "our"). By accessing our website or registering for an event, you agree to be bound by these Terms.
1. About Xato LLC
SavvyDoc Events is a brand of Xato LLC, an educational company based in Jamesville, New York. We host events and provide resources focused on wealth-building education for physicians and regenerative wellness education for patients. Our content is educational in nature and does not constitute financial, legal, medical, or investment advice.
2. Educational Purpose & Disclaimer
All content provided by Xato LLC — including website content, event materials, presentations, videos, and any other resources — is intended solely for general educational and informational purposes.
- Not Financial Advice: Nothing we present constitutes financial, investment, tax, or legal advice. You should consult qualified professionals before making any financial or investment decisions.
- Not Medical Advice: Wellness and health-related content is for educational purposes only and does not constitute medical advice, diagnosis, or treatment recommendations. Always consult a licensed healthcare provider.
- No Guarantee of Results: Educational content does not guarantee any specific financial, health, or business outcome.
3. Event Registration & Attendance
By registering for a Xato LLC event, you agree to the following:
- You are registering as an individual attendee for educational purposes.
- Event details, including dates, times, locations, and speakers, are subject to change. We will make reasonable efforts to notify registered attendees of material changes.
- Xato LLC reserves the right to refuse attendance to any individual at its discretion.
- Recording, photographing, or live-streaming events without prior written permission from Xato LLC is prohibited.
4. Refund Policy
Refund requests for paid events must be submitted in writing to xatollc@gmail.com at least seven (7) days prior to the event date to receive a full refund. Requests submitted less than seven days before the event are non-refundable unless the event is canceled by Xato LLC.
5. Intellectual Property
All content on this website and distributed at our events — including text, images, presentations, videos, and logos — is the property of Xato LLC and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without our express written consent.
6. User Conduct
When using our website or participating in events, you agree not to:
- Engage in any unlawful, harmful, or disruptive conduct.
- Misrepresent your identity or professional credentials.
- Use our content for commercial redistribution without authorization.
- Attempt to gain unauthorized access to any systems or accounts.
7. Third-Party Links
Our website and event materials may contain links to third-party websites and YouTube channels, including youtube.com/@drfawole and youtube.com/@drfawolemd. These links are provided for convenience only. Xato LLC is not responsible for the content, accuracy, or privacy practices of any third-party sites.
8. Limitation of Liability
To the fullest extent permitted by law, Xato LLC and its officers, employees, and affiliates shall not be liable for any indirect, incidental, special, or consequential damages arising from your use of our website, attendance at our events, or reliance on any educational content we provide.
9. Indemnification
You agree to indemnify and hold harmless Xato LLC from any claims, damages, or expenses (including reasonable attorneys' fees) arising from your violation of these Terms or misuse of our services.
10. Governing Law
These Terms shall be governed by and construed in accordance with the laws of the State of New York, without regard to its conflict of law provisions. Any disputes shall be resolved in the courts of Onondaga County, New York.
11. Changes to These Terms
We may update these Terms from time to time. We will post the revised Terms on this page with an updated effective date. Continued use of our website or attendance at events after any changes constitutes your acceptance of the revised Terms.
12. Contact Us
If you have questions about these Terms, please contact us:
Xato LLC
6303 Lone Wolf Drive
Jamesville, NY 13078
Phone: 315-760-4964
Email: xatollc@gmail.com